Trying to get approved for a car loan....

anyway, i'm not all gazing over the fact that my car is better than a gtr, i was more kind of mocking jeremy. . .

xtine wrote:

Wally, why not do in-house dealer financing? They do have that in Canadia, right?

You can always refinance later.

Benfolio wrote:Wally, why not do in-house dealer financing? They do have that in Canadia, right?

You can always refinance later.

If I have to I will, but I'd rather not. I'd like to pay off the loan more quickly than scheduled. If you do that through a dealer you still pay as much since they make you pay off the interest in full first, and then work on the principal. With a bank you can save interest by paying off the loan early.

srsly wally i'd try another bank. this seems like quackery.

He just needs to wait until he's actually worked at this job and received a pay cheque from them.

bah. canada sucks.

Aristotle wrote:srsly wally i'd try another bank. this seems like quackery.

Yeah, I'll be trying that tomorrow...

You've waited this long, now just wait another month damnit.

Do failed loan applications go down on your credit history?

dunnas wrote:You've waited this long, now just wait another month damnit.

Do failed loan applications go down on your credit history?

I don't see why they would... but you're right. Worst case scenario I just wait until I start working, then I go in with a check stub and fail to mention the fact that I'm on probation. Easy enough.

what the fuck is this probation shit? this is communism.

Canada is filled with Nazi Communist bastards. We should declare war on them. But instead of guns, we could use bubbles.

TheWoerus wrote:

Pennzoil GT-R wrote:hate to point out the obvious but why the fuck do you need an $18,000 car? If you need transport $1,000 will get you something that runs well until you can get something that's not an expensive compromise

You're not pointing out the obvious. How is this car an expensive compromise? Where's the compromise? I have a good job now, I've earned a car that has ABS, airbags, air conditioning, and power locks / windows / mirrors.

I'm wouldn't be spending any more money next year.

but it's also definitely true that you could get a used car with all that stuff for easily half the price.

big_jesus wrote:

TheWoerus wrote:

Pennzoil GT-R wrote:hate to point out the obvious but why the fuck do you need an $18,000 car? If you need transport $1,000 will get you something that runs well until you can get something that's not an expensive compromise

You're not pointing out the obvious. How is this car an expensive compromise? Where's the compromise? I have a good job now, I've earned a car that has ABS, airbags, air conditioning, and power locks / windows / mirrors.

I'm wouldn't be spending any more money next year.

but it's also definitely true that you could get a used car with all that stuff for easily half the price.

I want a newer - 2003 or later Subaru Impreza. And the point here is that it's insane that I can't get an $18,000.00 car loan.

If I wanted a basic, $1000 car, to get me from point A to B, I'll keep the one I have. I'm also not taking out thousands in loans for a car that's only a small improvement over the Corolla.

oh yeah, don't buy a car you don't completely support, unless it's a car you're totally against. for trashing and making fun of it.

i want an rs6